“You cannot step twice into the same river, for other waters are continually flowing in.”
- Heraclitus
Managing a values-conscious service business
Finance for the owner-operator
Below are resources to help small business owners obtain financing and manage financial assets.
Acquiring funding top^
Financial Planning
An overview of pro forma income statements and pro forma cash flow projections.
Dorothy Riddle, Service-Growth Consultants Inc., Copyright 2008, linked 08/16
http://servicegrowth.org/documents/Financial Planning.org.pdf
Financing and Getting Paid Q&As
Provides tips on how to work with your banker, how to finance export market development, and how to make sure that you get paid for your services.
Dorothy Riddle, Service-Growth Consultants Inc., Copyright 2008, linked 08/16
http://servicegrowth.org/documents/Financing & Getting Paid Q&As.org.pdf
Optimizing Sources of Funds
Provides an overview of equity and debt financing options.
Dorothy Riddle, Service-Growth Consultants Inc., Copyright 2008, linked 08/16
http://servicegrowth.org/documents/Optimizing Sources of Funds.org.pdf
Financial management top^
Billing Rates and Ensuring Adequate Cash Flow
Provides tips on managing cash flow and on calculating a breakeven consulting fee.
Dorothy Riddle, Service-Growth Consultants Inc., Copyright 2008, linked 08/16
http://servicegrowth.org/documents/Billing Rates and Ensuring Adequate Cash Flow.org.pdf
Tracking Your Costs
Reviews the basic concepts of cost accounting such as the difference between fixed and variable costs, and provides suggestions for a useful Chart of Accounts.
Dorothy Riddle, Service-Growth Consultants Inc., Copyright 2008, linked 08/16
http://servicegrowth.org/documents/Tracking Your Costs.org.pdf